​

Digital Identifiers

Boost Your Knowledge

At elm, we've developed an integrated Know Your Customer (KYC) experience that includes validating individuals, managing related parties, and even their fleets. Our aim is to collect all necessary client information and provide a smooth, paperless experience for the final user.

Case studies
 
 
 
 
 

Elm’s efforts

elm digitalizes and redesigns the entire service journey for a flexible, secure, and fully digital experience. This covers every step, such as creating accounts, accessing in-store services, checking in and out of hotels, registering children for school, managing financial transactions, and even receiving home deliveries. The entire process is paperless and remote.

To ensure the accuracy and security of this digital journey, we built an integrated data system. It's linked with official sources to instantly update individual and business information, which improves security, reduces errors, and accelerates services.

​
​

Yakeen

An electronic service launched in 2003, which provides financial institutions (such as banks and insurance companies), public service institutions (such as government agencies, health facilities, financial sectors, and aviation sectors) and other facilities with the ability to verify the data of any person with whom they have an official relationship (such as clients and auditors). , employees, and applicants) and within the limits of the privacy of the information permitted to be accessed, by linking electronically with the data present in the National Information Center and Saudi Post in real time. The Yaqeen service is distinguished by its support for reducing fraudulent operations and raising the level of data quality by keeping it updated and consistent with official records on a permanent basis. It is subscribed through various packages that suit each customer’s need.​

920029200

Natheer

Introduced in 2018, Natheer serves as a tool for companies and institutions to seamlessly update the data of individuals they engage with, including customers, auditors, and employees. The service is digitally connected with official records documented by government entities, such as the National Information Center, the General Organization for Social Insurance, and Saudi Post. Companies and institutions provide the service with a list of individuals whose data change requires monitoring. Natheer then promptly sends real-time updates on changes in the data of these individuals or alterations in their official records. This includes scenarios such as a client’s passing away, the final exit status for residents, the cancellation of an exit visa after issuance to a resident, and the issuance of an exit and return visa for a resident who has not yet returned.

920029200

Rowad Initiative

Elm actively backs the operational aspect of the Rowad Initiative, a collaborative initiative by the Saudi Data and AI Authority (SDAIA) and the Small and Medium Enterprises General Authority (Monsha’at). This package is crafted to aid entrepreneurs and startups in verifying the data of their individual customers. It facilitates online connection with the National Information Center databases within SDAIA, ensuring heightened levels of safety and reliability at a cost-effective rate.

920029200

Nafath

It is a service that enables integration with electronic gateways of service providers using electronic identifiers (username and password) from Absher for verification purposes and granting access to electronic services for service providers. This service serves as the digital identity of the beneficiary in electronic transactions.

920029200

Dakhli

The Dakhli platform is designed to study and address the needs of providing income, wealth, and employment data to individuals and enterprises and passing them to beneficiaries. The final goal is to orderly boost the efficiency of products provided to customers. Moreover, the platform leverages its partnerships with data and service providers in the public and private sectors to devise specialized solutions, such as risk analysis, accrual and deduction systems, and financial and consumer behavior analysis.

920029200

Lezam

Lezam evaluates individuals based on their traffic violation and accident history, calculating and sending an assessment score to vehicle insurance companies. This score represents the individual's level of compliance while maintaining privacy laws and protecting personal data by not disclosing details of violations and accidents. The product is designed to ensure fair pricing for those who adhere to traffic instructions, Lezam is customizable to allow [specific entities] to readjust evaluation settings as needed.

920029200